Home Loans Overview

We work with most major home loan providers such as LIC, HDFC, SBI etc. These loans are processed via a third party service provider.

Please fill out the form on the right with your phone number and email address – we will send you the preliminary information form to get started. Please fill it out and send it back to us with additional documents. Preliminary papers to check loan eligibility includes bank statement for last 6 months, salary slips for 6 months, existing loan details.

Rate of interest usually ranges from 8-9.5%* (as on 25 July 2010). Loan amount usually ranges from 75-85%. Processing fees are identical to those paid if dealing with institution directly. We have no charges whatsoever. Turnaround time is usually 8-15 days for sanction and 8-15 days for disbursal, after receipt of all documents.

If you take, say, a 20 lakh loan at 9% interest for 10 years, your EMI will be approximately Rs. 25,340. Banks will sanction the loan if your steady monthly income is sufficient to take care of your regular monthly expenses, and then pay the EMI.